The short answer is Cards are widely accepted, but you still need a payment backup and a plan for tips, small vendors, parking machines, rural stops, and places with temporary connectivity issues.
Why this question matters
The payment question is usually about backup and tipping rather than whether cards work in major cities.
Quick planning answer
Use a main card plus a small cash reserve and include local taxes, tips, fuel, and resort fees in the real budget.
What to check before booking
- Notify your bank if needed
- Keep a second payment method
- Budget for taxes and tips separately from menu prices
A practical way to decide
1. Start with the part of the trip that is least flexible: the flight, ferry, remote activity, school holiday, or fixed event. 2. Compare the full door-to-door route, including check-in, luggage, walking, waiting, and the final connection. 3. Keep one fallback that protects your sleep, safety, budget, or most important experience.
Related Travelist guides
Sources and update note
This guide uses the official destination and transport sources listed below as a starting point. Schedules, entry rules, prices, opening hours, weather, and local access can change, so verify time-sensitive details again before booking.